Borrowers

Borrowers use Diffuse Prime to gain leveraged exposure to curated yield strategies. The platform abstracts away the complexity, sourcing liquidity, swapping assets, and executing transactions, so users interact with a convenient UX with streamlined flow.

Entering a yield strategy

Strategy selection

Borrowers are free to select any available strategy suitable for their risk/return profiles. Similar strategies are packed in vaults, sharing liquidity for leverage between strategies.

Collateral deposit

  • Borrowers deposit approved assets into the vault as collateral, which determines their borrowing power.

  • Higher collateral increases borrowing power, enabling larger positions.

  • Accepted collateral types include:

    1. Vault’s main asset (e.g., ETH, USDC, BTC)

    2. Yield strategy asset (e.g., PT-eUSDe-14-aug-2025)

    3. Intermediate assets (e.g., USDe, eUSDe) - planned for future versions.

Leverage selection

  • Borrowers choose a leverage level or multiplier for their position based on collateral value. For example, at 3× leverage on a $100 deposit, a vault will borrow $200 more, deploying $300 total.

  • Higher leverage means higher potential yield, but also higher risks.

  • Limits for the leverage level are defined by the platform's Risk engine (TODO: link to risk engine docs here). The platform will show you safe leverage ranges and won't allow selections that exceed the maximum LTV allowed.

Creating a strategy position

  • After leverage is set, the vault deploys the combined funds (collateral + borrowed) into the selected yield strategy - those could be Pendle PT on Ethereum, Pendle LP on Arbitrum, Spectra PT, DeFi liquidity pools, partner protocol lending, or other approved strategies.

  • Funds are moved automatically, no manual steps are needed from the borrower.

  • Strategies are curated by Diffuse Prime in early versions, it's a limited set of pre-defined strategies to ensure safety and decent returns.

  • Borrowers can track their position value, accrued yield that is generated continuously, and the position's health factor in real time.

Withdrawal and claim

Early withdrawal

  • Borrowers can close positions and withdraw their funds before the strategy maturity date.

  • This requires repaying borrowed funds, so early withdrawal fees apply - see Protocol Fees.

  • Though this is not the preferred outcome, as it reduces capital efficiency, it provides flexibility for managing collateral and risk.

Claiming rewards and collateral

  • Once the strategy reaches maturity, borrowers can claim both:

    • Their initial collateral, and

    • The net rewards generated during the strategy lifecycle.

  • Recovered funds can then be redeployed into new strategies.

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